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Source:
https://businessgrowtips.com/why-appliance-emi-durations-are-longer-than-mobile-on-emi-plans/
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fridge on EMI
Its primary function is to keep food cold, and it does that job consistently for years. Since the asset maintains its utility and some level of resale value, the financial risk is lower. This lower risk profile allows for more flexible and longer repayment terms for the consumer.
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