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If you’re feeling stressed about looming obligations and wondering whether it’s too late to fix debt before the tax deadline, you’re not alone. Many Canadians wait until the last minute to organize their finances, but there are still steps you can take to regain control and reduce financial stress. As a Licensed Insolvency Trustee serving Ontario, Toronto, and the GTA, I’ve guided countless individuals through situations like this, helping them explore options and take informed action.